| What is eCommerce?
In order to accept credit cards, debit cards and electronic checks through your web site, you should be aware of the following eCommerce Basics.
Typically, what you need to set up eCommerce on your website is a Shopping Cart Program, a Payment Gateway Account, a Secure Socket Layer Certificate and an Internet Merchant Account. A Shopping Cart Program is the code your website uses to keep track of what your shopper wants to buy and then sends the sales totals to your Payment Gateway.
A Payment Gateway Account is the credit card processor that provides you with a secure bridge between your e-commerce website and your Merchant Account. Authorize.net is an example.
A Secure Socket Layer (SSL) Certificate allows you to process credit card information and other sensitive data on your website by providing data encryption. When you see the lock in the bottom of your browser window, that means the site your are visiting has its own SSL. An Internet Merchant Account is a type of bank account that allows a business to accept credit cards as a form of payment for online transactions. These accounts manage the flow of money from your customer's individual credit card accounts into your business account. Your current bank may offer this service.
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